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Self Financial

Self Financial provides a Credit Builder Account and secured Visa card, allowing users to build both credit and savings simultaneously.

Secondary Market Price

Updated: 
Jan 2026
Current Preferred Price
Date:
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Prospect Projected Preferred
Current FMV
Date:
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Prospect Projected FMV
$1.52B
Company Valuation
Updated: 
Jan 2026
Fintech
Industry
Austin, TX
Headquarters
2015
Year Founded
800+
Employee Count

How Self Financial Measures Up

To help you manage your Self Financial equity, Prospect has run the company through our machine learning model.

Prospect Rating

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This rating reflects our belief in this company's potential to grow to that many times its current value in 4 years. For an employee with stock, this rating suggests a potential return on equity, but it also comes with some risk.

Exit Risk

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Our rating is a reflection of the likelihood of this company achieving a liquidity event for its employees based on the quality of investors, funding stage, founders, and more.

Funding Stage

Series E

A company’s funding stage reflects how established it is, how quickly it is scaling, and the average impact an employee may have when joining.

Est val $1.52B
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Jan 28, 2026

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Prospect Projected Future Self Financial Prices

Prospect’s machine learning model has been trained on the same data top-tier investors use to project the likely range of outcomes for Self Financial's equity. Create a free account to view 10th-90th percentile projections over 2, 4, and 6 years.

Powerful tools to earn more from your equity

Company Description

Self Financial is a financial technology company headquartered in Austin, Texas, that operates a credit-building platform. The company’s primary products are its Credit Builder Account—a loan held in a certificate of deposit that users pay off in monthly installments—and the secured Self Visa® Credit Card. It also offers services for reporting rent payments to all three major credit bureaus and utility payments to TransUnion. Founded by James Garvey in 2015, the company was originally named Self Lender before rebranding. As of May 2024, the platform serves approximately 4 million consumers who are looking to build or establish their credit history.

Looking forward, Self Financial's activities indicate a focus on growth through partnerships and financial education. The company recently became the Official Credit Building App of the San Antonio Spurs and conducted a financial wellness workshop for the Austin Spurs. This emphasis on community engagement is coupled with recent industry recognition, including being named one of Built In's Best Places to Work in Austin for 2026. While the company has not detailed specific future product launches, its ongoing initiatives and mission to increase economic inclusion suggest a continued effort to expand access to credit-building tools.

Self Financial Notable Investors

  • Altos Ventures
  • Meritech Capital
  • Conductive Ventures
  • Silverton Partners
  • Kickstart
  • Techstars
  • Galvanize Ventures

Self Financial Founders

  • Co-Founder, James Garvey
  • Co-Founder, Conor Swanson
  • Co-Founder, Bill Butler

Peer Group Comparison

Vs Peer Group of >$4B Startups

Frequently Asked Questions

Is Anduril worth joining?

Joining Anduril as an employee is another way to acquire equity, typically through stock options included in compensation packages.

Is Self Financial worth joining?

Deciding whether to join Self Financial depends on your personal career goals and your belief in the company's long-term potential. If you are offered equity, tools like Prospect can help you understand its potential future value and make a more informed decision.

What should I do with my Self Financial stock?

The right strategy for your Self Financial stock depends on your personal financial situation, risk tolerance, and tax implications. Platforms like Prospect can provide customized, multi-year strategies for exercising options and selling shares to help you maximize your returns.

Can you sell Self Financial stock?

Yes, it is often possible to sell stock in a private company like Self Financial through events like tender offers or on secondary markets. Navigating these sales can be complex, but resources like Prospect offer tools to help you decide how much to sell and identify the most tax-optimal shares.

How can I find the value of my Self Financial stock?

Valuing stock in a private company is challenging because it isn’t traded on public exchanges. Prospect uses predictive models trained on proprietary data to help you forecast the potential future value of your Self Financial equity.

What is Self Financial's equity worth?

The precise value of a private company's equity like Self Financial's is not public information and changes based on factors like funding rounds and company performance. To get a data-driven estimate, you can use platforms like Prospect, which project a likely range of outcomes for your shares.

What is Self Financial's stock ticker symbol?

As a private company, Self Financial is not traded on a public stock exchange and therefore does not have a stock ticker symbol. Ticker symbols are only assigned to companies when they undergo an Initial Public Offering (IPO).

Can I buy or sell Self Financial stock?

Selling your Self Financial stock may be possible through secondary markets, and platforms like Prospect can help you optimize the sale. Buying stock is generally restricted to employees or accredited investors and is not a service that Prospect facilitates.

What is the criteria to buy or invest in Self Financial stock?

Investing in a private company like Self Financial is typically limited to accredited investors, venture capital firms, or employees who receive equity as part of their compensation. These opportunities are not generally available to the public on open markets.

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