Prosper
Prosper is an online lending platform that pioneered peer-to-peer lending, offering personal loans, home equity products, and credit cards.
Secondary Market Price
How Prosper Measures Up
To help you manage your Prosper equity, Prospect has run the company through our machine learning model.
Prospect Rating
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This rating reflects our belief in this company's potential to grow to that many times its current value in 4 years. For an employee with stock, this rating suggests a potential return on equity, but it also comes with some risk.
Exit Risk
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Our rating is a reflection of the likelihood of this company achieving a liquidity event for its employees based on the quality of investors, funding stage, founders, and more.
Funding Stage
Series H
A company’s funding stage reflects how established it is, how quickly it is scaling, and the average impact an employee may have when joining.
Secondary Market Price Chart
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Prospect Projected Future Prosper Prices
Prospect’s machine learning model has been trained on the same data top-tier investors use to project the likely range of outcomes for Prosper's equity. Create a free account to view 10th-90th percentile projections over 2, 4, and 6 years.
Powerful tools to earn more from your equity
Company Description
Prosper Marketplace operates an online lending platform that connects borrowers with individual and institutional investors. The company's current product suite includes a personal loan marketplace, home equity loans, home equity lines of credit, and the Prosper® Card, an unsecured credit card. Prosper manages the entire loan process, including borrower verification, loan servicing, and the collection and distribution of payments to investors. Founded in 2005, the company introduced peer-to-peer lending to the U.S. market. Since its inception, Prosper has expanded from its original lending model to a broader range of financial products, serving over two million customers from its headquarters in San Francisco.
While the company has not publicly outlined specific future plans, its recent activities indicate a continued focus on consumer financial education and product development. Prosper has recently hosted and promoted several free webinars on topics such as setting financial goals and understanding credit scores. The company also held a joint webinar with Experian to discuss the role of alternative data in financial technology. This focus on educational initiatives, alongside the expansion of its product offerings beyond personal loans, suggests an ongoing strategy to provide a wider array of financial solutions and resources to consumers.
- Sequoia Capital
- BlackRock
- Francisco Partners
- Credit Suisse NEXT Investors
- FinEX Asia
- Co-Founder, Chris Larsen
- Co-Founder, John Witchel
Peer Group Comparison
Vs Peer Group of >$4B Startups
Frequently Asked Questions
Joining Anduril as an employee is another way to acquire equity, typically through stock options included in compensation packages.
Is Prosper worth joining?
Evaluating whether to join any startup requires assessing its growth potential, culture, and the value of its compensation package. Tools like Prospect can help you model the potential value of your equity offer to make a more informed decision.
What should I do with my Prosper stock?
Deciding what to do with your startup stock involves weighing your financial goals against tax implications and the company's potential future. Platforms like Prospect can build a personalized strategy for exercising options or selling shares to maximize your after-tax returns.
Can you sell Prosper stock?
Selling stock in a private company like Prosper is often possible through company-approved tender offers or on secondary markets, but restrictions may apply. Prospect offers tools to help you navigate these sales and determine which shares are the most tax-optimal to sell.
How can I find the value of my Prosper stock?
The value of private stock is typically determined by a 409A valuation, but its true market value can fluctuate based on company performance and investor demand. Prospect uses proprietary predictive models and secondary market data to help you forecast the future value of your shares.
What is Prosper's equity worth?
A private company's total equity worth is determined by the valuation set during its latest funding round by investors. To understand what that valuation means for your personal holdings, Prospect provides data-driven projections that model a range of potential outcomes for the company.
What is Prosper's stock ticker symbol?
As a private company, Prosper does not have a stock ticker symbol, as those are reserved for companies traded on public exchanges like the NYSE or NASDAQ. Once a company undergoes an IPO, it will be assigned a ticker to identify its shares on the market.
Can I buy or sell Prosper stock?
Selling private shares is sometimes possible during tender offers, while buying is usually limited to employees exercising options or accredited investors on secondary markets. Prospect provides tools and customized strategies to help you decide the right time to exercise, sell, or hold your equity.
What is the criteria to buy or invest in Prosper stock?
Investing in a private startup is typically limited to accredited investors or employees who are granted equity as part of their compensation. If you are an employee with equity, a platform like Prospect is designed to help you manage it, not to facilitate new investments for outsiders.
