LendingUSA
LendingUSA provides point-of-sale consumer financing solutions for merchants, featuring instant pre-approval decisions and fast funding for various industries.
Secondary Market Price
How LendingUSA Measures Up
To help you manage your LendingUSA equity, Prospect has run the company through our machine learning model.
Prospect Rating
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This rating reflects our belief in this company's potential to grow to that many times its current value in 4 years. For an employee with stock, this rating suggests a potential return on equity, but it also comes with some risk.
Exit Risk
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Our rating is a reflection of the likelihood of this company achieving a liquidity event for its employees based on the quality of investors, funding stage, founders, and more.
Funding Stage
TBD
A company’s funding stage reflects how established it is, how quickly it is scaling, and the average impact an employee may have when joining.
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Prospect Projected Future LendingUSA Prices
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Company Description
LendingUSA provides point-of-sale consumer financing solutions that allow merchants to offer payment options to their customers. The company's platform is used by over 10,000 merchants in industries such as pet services, funeral homes, tax resolution, and medical services, and has served more than 150,000 borrowers. Key features of its service include instant pre-approval decisions and promotional financing options. While an exact founding date is not public, a company announcement celebrating its 10-year anniversary in June 2025 indicates it was established circa 2015.
Recent company activities suggest a focus on expanding into new markets and developing specialized products. LendingUSA has launched "FreshStart Lending," a program designed for debt settlement clients, and has published content about embedded financing for industries like tax resolution and pet training. The company also announced its official membership with the Association for Consumer Debt Relief (ACDR), underscoring a commitment to compliance and ethical practices in its operations. These initiatives point toward a strategy of continued growth through sector-specific financial products and partnerships.
- Atalaya Capital Management
- Credit Suisse
- CapitalSource
- Co-Founder, Camilo Concha
- Co-Founder, Johannes Haze
Peer Group Comparison
Vs Peer Group of >$4B Startups
Frequently Asked Questions
Joining Anduril as an employee is another way to acquire equity, typically through stock options included in compensation packages.
Is LendingUSA worth joining?
Deciding whether to join LendingUSA depends on your personal career goals and an assessment of the company's potential and your compensation package. Tools like Prospect can help you understand and maximize the value of the equity component of your offer.
What should I do with my LendingUSA stock?
Managing private company stock like LendingUSA's involves creating a strategy based on your financial goals, tax situation, and the company's outlook. Platforms like Prospect can help you develop a personalized plan for exercising options and potentially selling shares to maximize your post-tax returns.
Can you sell LendingUSA stock?
As a private company, selling LendingUSA stock is typically restricted and not as straightforward as with public companies. Opportunities to sell may be limited to company-approved tender offers or secondary market sales, which can be complex to navigate.
How can I find the value of my LendingUSA stock?
Valuing stock in a private company like LendingUSA is challenging since it isn't publicly traded; valuations are often based on the last funding round or internal 409A valuations. To get a clearer picture, you can use platforms like Prospect, which use proprietary data to forecast the potential value of your private shares.
What is LendingUSA's equity worth?
The total equity worth of a private company like LendingUSA is determined by its most recent valuation, typically set during a funding round. This figure is not public and can change based on the company's performance and market conditions.
What is LendingUSA's stock ticker symbol?
As a private company, LendingUSA does not have a stock ticker symbol. Ticker symbols are only assigned to companies that are publicly traded on a stock exchange.
Can I buy or sell LendingUSA stock?
Buying or selling stock in a private company like LendingUSA is restricted and not available to the general public. Transactions are typically limited to accredited investors during funding rounds or employees and early investors in specific, company-approved situations.
What is the criteria to buy or invest in LendingUSA stock?
Investing in a private company like LendingUSA is typically reserved for accredited investors who meet certain financial criteria or for employees who receive equity as part of their compensation. The general public cannot purchase shares as they would with a publicly traded company.
