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Plaid

Plaid is a data network that enables applications to connect with users' bank accounts for payments and other financial services.

197.690528

Secondary Market Price

Updated: 
Sep 2025
Current Preferred Price
Date:
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Prospect Projected Preferred
Current FMV
Date:
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Prospect Projected FMV
$6.1B
Company Valuation
Updated: 
Sep 2025
Fintech
Industry
San Francisco, CA
Headquarters
2012
Year Founded
1,220+
Employee Count
197.690528

Secondary Market Price

Updated: 
Sep 2025
Current Preferred Price
Date:
Sign in to view
Prospect Projected Preferred
Current FMV
Date:
Sign in to view
Prospect Projected FMV
$6.1B
Company Valuation
Updated: 
Sep 2025
Fintech
Industry
San Francisco, CA
Headquarters
2012
Year Founded
1,220+
Employee Count

How Plaid Measures Up

To help you manage your Plaid equity, Prospect has run the company through our machine learning model.

Prospect Rating

TBD

We are currently analyzing Plaid and gathering the necessary data for our rating. Check back soon to see our forecast of its value in four years.

Exit Risk

TBD

We are still gathering data on Plaid to train our machine learning model. Check back soon for our exit risk rating for Plaid!

Funding Stage

Series E

As a Series E company, Plaid has moved beyond its early, high-risk startup days, offering more stability than younger ventures. This means you'd be joining a proven leader in the fintech space that is still scaling up and preparing for its next major chapter.

197.690528
Est val $6.1B
+$13.13 (▲50%)
Jan, 2024 - Jan, 2025

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Prospect Projected Future Plaid Prices

Prospect’s machine learning model has been trained on the same data top-tier investors use to project the likely range of outcomes for Plaid's equity. Create a free account to view 10th-90th percentile projections over 2, 4, and 6 years.

Powerful tools to earn more from your equity

Company Description

Plaid operates as a financial data network, providing the underlying infrastructure that connects consumer bank accounts to financial technology applications. The company’s platform allows apps such as Venmo, SoFi, and Betterment to access transaction and personal data from financial institutions to verify information, check balances, and facilitate payments. Its network spans over 12,000 institutions across the United States, Canada, the United Kingdom, and Europe. Founded in 2013 by Zach Perret and William Hockey, Plaid has grown to over 1,000 employees and has expanded its capabilities through acquisitions, including Quovo and Cognito.

Looking forward, Plaid is focused on the integration of artificial intelligence and open finance technologies, releasing industry analyses like its "Fintech Effect 2025" report to track consumer trends. A recent case study highlighted the success of its identity verification tools, which helped One Nevada Credit Union reduce account opening fraud by 50%. In early 2025, the company secured $575 million in a funding round that adjusted its valuation to approximately $6.1 billion, down from a 2021 peak of over $13 billion. This capital infusion positions the company to continue developing its platform and expanding its product offerings in a changing market.

Plaid Notable Investors

  • Andreessen Horowitz
  • GV
  • NEA
  • Index Ventures
  • Goldman Sachs
  • BlackRock
  • Felicis
  • Ribbit Capital
  • Spark
  • Franklin Templeton
  • JPMorgan
  • Altimeter
  • Amex Ventures
  • Silver Lake
  • Homebrew
  • Research Affiliates

Plaid Founders

  • Co-Founder, CEO Zachary Perret
  • Co-Founder, Former CTO William Hockey

Peer Group Comparison

Vs Peer Group of >$4B Startups

Peer Group Comparison

Frequently Asked Questions

Is Anduril worth joining?

Joining Anduril as an employee is another way to acquire equity, typically through stock options included in compensation packages.

Is Plaid worth joining?

Evaluating a pre-IPO company like Plaid requires analyzing its growth metrics, investor quality, and valuation. Platforms like Prospect can help you assess these factors by providing data-driven insights to make an informed career decision.

What should I do with my Plaid stock?

Managing private company stock like Plaid's involves understanding tax implications, exercise windows, and potential liquidity events. You can use a platform like Prospect to model different scenarios and develop a strategy to maximize your post-tax equity value.

Can you sell Plaid stock?

As Plaid is a private company, its stock is not publicly traded and is generally illiquid, with sales subject to company restrictions. However, opportunities may arise through secondary markets, and services like Prospect can provide data on secondary market prices to help you evaluate potential sales.

How can I find the value of my Plaid stock?

The value of private stock is typically based on the company's most recent 409A valuation, fundraising rounds, and any secondary market activity. Prospect uses VC-grade data and models to provide independent projections of what your equity is likely to be worth.

What is Plaid's equity worth?

A private company's valuation isn't public and is determined by factors like its last funding round and overall business performance. To understand what your specific equity grant might be worth, you can use tools like Prospect's equity calculator to model its potential value based on various outcomes.

What is Plaid's stock ticker symbol?

Plaid is a privately held company, so it does not have a stock ticker symbol. Ticker symbols are only assigned to companies when they become publicly traded on a stock exchange like the NYSE or NASDAQ.

Can I buy or sell Plaid stock?

As a private company, buying Plaid stock is generally restricted to accredited investors during funding rounds, while selling is limited and subject to company approval. While platforms like Prospect provide data to evaluate private companies, they do not facilitate the buying or selling of stock.

What is the criteria to buy or invest in Plaid stock?

Investing in a private company like Plaid is typically limited to institutional or accredited investors participating in financing rounds, or employees receiving equity compensation. If you are considering joining the company, Prospect offers tools to help you evaluate the potential value of your equity offer.

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