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OatFi

OatFi provides API-driven infrastructure for B2B payment platforms, enabling embedded working capital solutions like AP/AR financing and early payments.

Secondary Market Price

Updated: 
Dec 2025
Current Preferred Price
Date:
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Prospect Projected Preferred
Current FMV
Date:
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Prospect Projected FMV
~$60M
Company Valuation
Updated: 
Dec 2025
Fintech
Industry
New York, NY
Headquarters
2021
Year Founded
30+
Employee Count

Secondary Market Price

Updated: 
Dec 2025
Current Preferred Price
Date:
Sign in to view
Prospect Projected Preferred
Current FMV
Date:
Sign in to view
Prospect Projected FMV
~$60M
Company Valuation
Updated: 
Dec 2025
Fintech
Industry
New York, NY
Headquarters
2021
Year Founded
30+
Employee Count

How OatFi Measures Up

To help you manage your OatFi equity, Prospect has run the company through our machine learning model.

Prospect Rating

TBD

We are still gathering data to finalize our evaluation of OatFi. Check back soon for our rating and projection of the company's worth four years from now.

Exit Risk

TBD

We are still gathering data on OatFi to train our machine learning model. Check back soon for our exit risk rating for OatFi!

Funding Stage

Series A

OatFi's Series A funding means they have a proven business model and are now focused on serious growth. For you, this is an opportunity to make a significant impact in a company that's established but still expanding quickly.

Est val ~$60M
--
Dec 19, 2025

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Prospect Projected Future OatFi Prices

Prospect’s machine learning model has been trained on the same data top-tier investors use to project the likely range of outcomes for OatFi's equity. Create a free account to view 10th-90th percentile projections over 2, 4, and 6 years.

Powerful tools to earn more from your equity

Company Description

OatFi, founded in 2021, is a financial technology company that provides API infrastructure for B2B payment platforms. Its service allows partner platforms—such as those in spend management, procure-to-pay, and bill pay—to embed working capital solutions directly into their products. This enables functions like extending payment terms and offering financing for both accounts payable and receivable. The company is led by CEO Michael Barbosa and Co-Founder and Chief Technology Officer John Jordan. While headquartered in Cambridge, MA, OatFi also has a location in New York and operates with a distributed team across the United States.

Looking forward, OatFi is focused on scaling its B2B credit network and integrating AI to inform credit decisions and automate underwriting. The company's recent activities reflect this strategy of embedding its technology through partnerships. It has partnered with Transcard to provide working capital orchestration within its payment platform and with GigSafe to launch an early pay program for independent contractors. Another collaboration with Lawtrades enables early payouts to legal professionals on their platform. To expand its reach, OatFi has also joined the Human Cloud Network, a community of companies in the contingent workforce sector, and hired Terry Pierce as Head of Business Development to lead partnership efforts.

OatFi Notable Investors

  • QED
  • Portage Ventures
  • White Star Capital

OatFi Founders

  • Co-Founder, Co-Founder Mike Barbosa
  • Co-Founder, Co-Founder John Jordan

Peer Group Comparison

Vs Peer Group of >$4B Startups

Frequently Asked Questions

Is Anduril worth joining?

Joining Anduril as an employee is another way to acquire equity, typically through stock options included in compensation packages.

Is OatFi worth joining?

Deciding whether to join a startup like OatFi depends on your personal career goals and risk appetite, as early-stage companies offer unique growth opportunities but also carry inherent risks. Tools can help you model the potential financial outcomes of your equity offer to make a more informed decision.

What should I do with my OatFi stock?

Managing stock in a private company like OatFi requires careful planning around taxes, timing, and your personal financial situation. Using a platform like Prospect can help you create a strategy to optimize the value of your equity and navigate complex decisions like when to exercise options.

Can you sell OatFi stock?

As OatFi is a private company, its stock is not publicly traded and is subject to transfer restrictions, making it difficult to sell. However, opportunities may arise through secondary markets or company-organized tender offers, and platforms can help you navigate these events.

How can I find the value of my OatFi stock?

The value of private stock is typically determined by a 409A valuation, which establishes the fair market value for tax purposes. To understand the potential future value and model different scenarios, you can use equity management tools like Prospect.

What is OatFi's equity worth?

OatFi's total equity worth, or valuation, is private information that is not publicly disclosed and typically changes with new funding rounds. Employees can better understand the value of their personal stake by using tools that model equity value based on the latest company information.

What is OatFi's stock ticker symbol?

OatFi does not have a stock ticker symbol because it is a private company and its shares are not traded on a public stock exchange. Ticker symbols are only assigned to companies once they complete an Initial Public Offering (IPO).

Can I buy or sell OatFi stock?

As a private company, OatFi stock is not available for purchase on public markets, and buying or selling is generally restricted to specific events like funding rounds or secondary market transactions. Employees looking to manage or sell their shares can use platforms like Prospect to navigate their options when opportunities arise.

What is the criteria to buy or invest in OatFi stock?

Investing in a private company like OatFi is typically limited to accredited investors and venture capital firms that participate in official funding rounds. Employees, on the other hand, usually receive equity as part of their compensation package rather than through direct investment.

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