Lumin Digital
Lumin Digital is a fintech company offering a cloud-native digital banking platform with predictive analytics and advanced security features.
Secondary Market Price
How Lumin Digital Measures Up
To help you manage your Lumin Digital equity, Prospect has run the company through our machine learning model.
Prospect Rating
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This rating reflects our belief in this company's potential to grow to that many times its current value in 4 years. For an employee with stock, this rating suggests a potential return on equity, but it also comes with some risk.
Exit Risk
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Our rating is a reflection of the likelihood of this company achieving a liquidity event for its employees based on the quality of investors, funding stage, founders, and more.
Funding Stage
TBD
A company’s funding stage reflects how established it is, how quickly it is scaling, and the average impact an employee may have when joining.
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Prospect Projected Future Lumin Digital Prices
Prospect’s machine learning model has been trained on the same data top-tier investors use to project the likely range of outcomes for Lumin Digital's equity. Create a free account to view 10th-90th percentile projections over 2, 4, and 6 years.
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Company Description
Lumin Digital is a financial technology company that provides a cloud-native digital banking platform for financial institutions, primarily serving credit unions in the United States. The company's offerings include solutions for user engagement, data analytics, commercial banking, remote deposit capture, and integrated bill pay. Founded in 2016, Lumin Digital is headquartered in San Ramon, California.
In 2025, the company delivered over 380 new enhancements and features, an expansion supported by growth equity financing. A case study highlighted that its client, Redwood Credit Union, achieved a #1 online banking ranking in the U.S. and a top-five mobile banking ranking. Lumin Digital plans to host an industry event, Lumination 2026, in Arizona to connect with clients and partners to discuss digital transformation and security.
- Light Street Capital
- NewView Capital
- Partners Group
- Velera
- Co-Founder, CEO Brain Schimpf
- Co-Founder, Co-Founder Jeff Chambers
Peer Group Comparison
Vs Peer Group of >$4B Startups
Frequently Asked Questions
Joining Anduril as an employee is another way to acquire equity, typically through stock options included in compensation packages.
Is Lumin Digital worth joining?
Deciding if a startup is worth joining requires evaluating its overall health, culture, and your specific compensation package. Tools like Prospect can help you model the potential future value of your equity, which is a critical component of that decision.
What should I do with my Lumin Digital stock?
Managing private company stock involves complex decisions about when to exercise options, hold, or sell based on your personal finances and tax situation. Platforms like Prospect offer customized strategies for option exercises and stock sales to help you optimize the value of your holdings.
Can you sell Lumin Digital stock?
Selling stock in a private company is often restricted but can be possible during company-approved tender offers or on secondary markets. You can use Prospect's tools to analyze tender offers and determine which shares are the most tax-optimal to sell.
How can I find the value of my Lumin Digital stock?
The value of private stock is determined by factors like the company's 409A valuation and recent funding rounds, as there is no public market price. Prospect uses proprietary models to project the future value of your shares based on the same data top VCs use.
What is Lumin Digital's equity worth?
The total worth of your equity is based on the company's private valuation and is subject to change with new funding rounds or performance milestones. To understand your potential net worth, you can use equity management platforms to model different scenarios and account for tax implications.
What is Lumin Digital's stock ticker symbol?
As a private company, Lumin Digital does not have a stock ticker symbol. Ticker symbols are only assigned to companies when they become publicly traded on a stock exchange.
Can I buy or sell Lumin Digital stock?
Buying private stock is typically limited to exercising employee options, while selling is possible during specific windows like tender offers or on secondary markets. Tools from Prospect can help you create personalized strategies for exercising options and decide how much to sell in a tender offer.
What is the criteria to buy or invest in Lumin Digital stock?
Investing in a private company is generally limited to employees receiving equity compensation or accredited investors participating in funding rounds. For employees who already hold equity, platforms like Prospect provide tools to manage and optimize those holdings, rather than facilitate new investments.
