
Clutch
Clutch is a fintech company providing digital origination platforms for credit unions and an auto loan refinancing service for consumers.
Secondary Market Price
Secondary Market Price
How Clutch Measures Up
To help you manage your Clutch equity, Prospect has run the company through our machine learning model.
Prospect Rating
TBD
We are currently gathering data and have not yet completed our rating for Clutch. Please check back soon for our estimate of its value in four years.
Exit Risk
TBD
We are still gathering data on Clutch to train our machine learning model. Check back soon for our exit risk rating for Clutch!
Funding Stage
Series B
A company at the Series B stage has a proven product and is focused on scaling its team and business. For you, this translates to a role that balances the stability of an established company with the high-growth opportunities of a startup.
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Prospect Projected Future Clutch Prices
Prospect’s machine learning model has been trained on the same data top-tier investors use to project the likely range of outcomes for Clutch's equity. Create a free account to view 10th-90th percentile projections over 2, 4, and 6 years.

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Company Description
Clutch is a financial technology company that develops digital platforms for credit unions. The company's current focus is on providing end-to-end digital origination experiences for new deposit accounts and loan applications, aiming to improve operational efficiency for credit unions and streamline the process for their members. Founded in 2020, the company initially operated a digital platform that helped consumers refinance auto loans by finding more favorable interest rates. It has since pivoted to its current business-to-business model serving the credit union industry, where it is led by co-founder and CEO Nicholas Hinrichsen.
The company plans to continue its focus on the credit union sector through further partnerships and product development. Recent announcements include a strategic partnership with Synergent to expand its digital origination capabilities to more credit unions. As a specific example of its work, Clutch recently launched its Digital Loan Opening product for NuMark Credit Union, a system that allows members to apply for, verify, and fund a loan in minutes. The company has also committed to a $1 million reinvestment in the credit union movement for 2026 and was recently recognized as the 'Most Nimble Fintech'.
- Andreessen Horowitz
- Alkeon
- Co-Founder, CEO Nicholas Hinrichsen
- Co-Founder, Chief Product Officer Christopher Coleman
Frequently Asked Questions
Joining Anduril as an employee is another way to acquire equity, typically through stock options included in compensation packages.
Is Clutch worth joining?
Deciding if a company is worth joining depends on many personal factors, including your evaluation of their compensation package. Tools like Prospect can help you understand the potential value of your equity offer to make a more informed decision.
What should I do with my Clutch stock?
Managing private company stock involves creating a strategy for exercising options and planning for taxes, which can be complex. Platforms like Prospect offer personalized, tax-optimized equity strategies to help you maximize the value of your shares.
Can you sell Clutch stock?
Selling stock in a private company like Clutch is typically possible during specific liquidity events, such as tender offers or on secondary markets. Tools from platforms like Prospect can help you identify tax-optimal shares to sell during these opportunities.
How can I find the value of my Clutch stock?
The value of private stock is often determined by a 409A valuation, but this doesn't reflect its future potential. To better understand what your shares could be worth, you can use platforms like Prospect, which use predictive models to forecast equity value.
What is Clutch's equity worth?
A private company's total equity value is based on its latest funding round valuation, but your personal stake's future worth is harder to determine. You can use equity management platforms to model different scenarios and project the potential post-tax value of your specific holdings.
What is Clutch's stock ticker symbol?
As a private company, Clutch does not have a stock ticker symbol because its shares are not traded on public stock exchanges. Ticker symbols are only assigned to companies once they complete an Initial Public Offering (IPO).
Can I buy or sell Clutch stock?
Selling private stock is typically limited to company-approved tender offers or secondary market sales, while buying is often restricted to accredited investors. Platforms like Prospect provide tools and access to secondary market pricing to help navigate these transactions.
What is the criteria to buy or invest in Clutch stock?
Investing in a private company like Clutch is generally reserved for venture capital firms and accredited investors who meet specific income or net worth requirements set by regulators. These opportunities are not typically available to the general public until after an IPO.

